(1.) Heard.
(2.) Nardev Singh husband of Respondent No.1/ Complainant No.1 and father of Respondents No.2&3/ Complainants No.2 & 3, was insured under KCC Scheme
(3.) Respondents No.1 to 3 submitted insurance claim to the petitioner, which was repudiated. Hence, consumer complaint was filed before the District Forum.