(1.) The relevant facts of the case are narrated in brief:
(2.) The appellant Insurance Company also filed its reply on the ground that there was breach of the conditions of the policy regarding effective and valid driving licence to drive the category of vehicle insured with them. Hence due to breach of condition the appellant Insurance Company deserves to be exonerated from the liability.
(3.) The issue No. 3 regarding breach of condition of policy has been decided against the appellant Insurance Company.