LAWS(HPH)-1995-9-3

NEW INDIA ASSURANCE CO. LTD Vs. LACHHMI DEVI

Decided On September 08, 1995
NEW INDIA ASSURANCE CO. LTD Appellant
V/S
LACHHMI DEVI Respondents

JUDGEMENT

(1.) ALL these cases are proposed to be decided by a common judgment since the question for determination in all of them is the same. Material facts are being mentioned for the purpose of dealing with the question.

(2.) ON 2.3.1987 at about 3.15 p.m., truck HPM 698, owned by Manjit Singh Rathore, driven by driver Bhikham Ram and insured with the New India Assurance Co. Ltd., met with an accident. According to the claimants, the accident was the result of rash and negligent driving by the driver. The accident took place at village Ropari on Sarkaghat-Baroti Road. There was a marriage function at the house of some of the claimants' relation at village Chamoh, Tehsil Bhoranj, where the deceased had gone to attend the marriage ceremony on 1.3.1987. The marriage party boarded the truck from village Chamoh to village Ropari. Since the truck was being driven rashly and negligently, it fell about 100 feet, below the road as a result of which some persons died while others sustained injuries.

(3.) ON behalf of the insurance company, it has been stated that the deceased/injured were gratuitous passengers, therefore, by virtue of Sections 95 and 96 of the Motor Vehicles Act, the insurance company was not liable. Further, the driver did not possess a valid driving licence nor had a valid route permit, fitness certificate and registration certificate for driving the truck. In case it is found that the accident took place due to the negligence of the owner and driver, the insurance company was not liable to pay the compensation since they were gratuitous passengers and were not covered by the insurance policy. Driver Bhikham Ram has not filed any reply.