(1.) The writ petitioner is aggrieved by the order of the appellate authority dated August 17, 1998 rejecting her appeal, preferred against the order of the disciplinary authority dated December 27, 1997, imposing the major penalty of reduction to a lower stage-in the time scale of pay by one increment for one year, and directing that she would not earn increment of pay during the period of one year, though on expiry of one year the reduction would not have the effect of postponing the future increment of her pay in terms of the relevant rules.
(2.) At the relevant point of she was working as an officer in New Bank of India that subsequently merged with the respondent bank (the Punjab National Bank). The proceeding was initiated by charge-sheet dated August 16, 1994 on the following sole article of charge :
(3.) The enquiry officer submitted an undated report recording his findings, which are :