LAWS(MPH)-2013-6-69

NEW INDIA ASSURANCE CO LTD Vs. URMILA BAI

Decided On June 27, 2013
NEW INDIA ASSURANCE CO LTD Appellant
V/S
URMILA BAI Respondents

JUDGEMENT

(1.) Insurance Company has preferred this appeal against the award dated 24th December, 2005 passed by the 3rd MACT, Khargone (West Nimar) in Claim Case No.5/2004 for the injuries sustained by the respondent. Learned Claims Tribunal awarded a total sum of Rs.89,000/- towards compensation.

(2.) Facts in brief leading to this appeal are as under :-

(3.) In the considered opinion of this Court, it seems to be a very very tall claim, which does not have the virtue of infallibility. Even if a person is diabetic, he would carry with himself the cooked food instead of carrying gas cylinder for cooking purposes. Obviously the contention of the Insurance Company that the LPG gas cylinder was being used as a fuel stand to reason. This is also supported by the evidence of DW-3 Vijay, the Insurance Surveyor. He stated in his evidence that he was a Diploma holder in Mechanical Engineer and after examining the damaged vehicle he has clearly opined that it was being driven on a LPG gas cylinder. There is nothing on record to show that any permission was taken by the owner before using the gas kit to run the vehicle on LPG gas cylinder. We also find from the record that no negligence of the driver was pleaded or proved so as to fasten vicarious liability on the owner and Insurance Company. In this view of the matter, the appeal preferred by the Insurance Company deserves to be allowed and is hereby allowed. The impugned award is unsustainable in law and is accordingly set aside. The Insurance Company shall be at liberty to recover the amount, if any, paid by the Insurance Company to the claimant together with interest.