BALRAM Vs. STATE OF U P

JUDGEMENT

(1.) Heard Sri N.K. Trivedi, learned counsel for the petitioner and Sri Prakash Krishan, learned counsel for the respondents.

(2.) The petitioner has challenged the impugned recovery certificate dated 22.1.2002. The petitioner is a guarantor of the loan granted to Shiv Pal Singh by respondent No. 3. It is well-settled that the liability of the guarantor is co-extensive with that of the principal debtor. Hence, we cannot interfere with the impugned recovery.

(3.) Learned counsel for the petitioner has submitted that respondent Nos. 2 and 3 should first proceed against the principal debtor before proceeding against the guarantor. There is no such requirement in law, and hence we cannot give any such direction. It is the discretion of the creditor whether to proceed against the principal debtor or the guarantor. We, however direct that no recovery charges shall be realised from the petitioner.