(1.) THIS order will dispose of three appeals, namely, First Appeal No.258 of 2009 (Vijay Sukhija v. Swami Geeta Giri @ Indu Arora and others), First Appeal No.271 of 2009 (Arun Singla and others v. Swami Geeta Giri and others) and First Appeal No.283 of 2009 (Karnail Singh v. Swami Geeta Giri @ Indu Arora and others) as all these appeals are directed against the same impugned order dated 23.1.2009 passed by the learned District Consumer Disputes Redressal Forum, Muktsar (in short District Forum ). The questions of law and facts involved in all these appeals are also identical. The facts are being taken from First Appeal No.258 of 2009 and the parties would be referred by their status in this appeal.
(2.) THE Muktsar State Bank of India employees. Coop. Urban Salary Earners Thrift and Credit Society Ltd., Muktsar respondent No.2 (in short the respondent Society ) was constituted with a purpose of welfare of the employees of the Bank. It used to provide loans to the employees and others by collection of deposits from general public. The respondent society was duly registered with the Registrar. Cooperative Societies, Punjab under the provisions of Cooperative Societies Act. The Appellant was its Member. Arun Singla respondents No. 3 (appellant No.1 in First Appeal No. 271 of 2009) was its President. Sham Sunder Bedi respondent No. 4 (appellant No.2 in First Appeal No. 271 of 200) was its Vice President. Krishan Kumar Gawri respondent No. 5 (appellant in First Appeal No. 330 of 2009 Krishan Kumar Gawri v. Swami Geeta Giri @ Indu Arora and others dismissed for want of prosecution on 21.8.2009) was its Secretary -cum -Cashier. Karnail Singh respondent No.6 (appellant in First Appeal No. 283 of 2009) was its Member. Akshoni Kumar respondent No. 7 (appellant No. 3 in First Appeal No. 271 of 2009) was its Member. Respondent No. 8 was the Chief General Manager of State Bank of India whose employees had started the respondent society and respondent No. 9 was the Manager of Mukatsar Branch of State Bank of India.
(3.) IT was further pleaded that Swami Geeta Giri respondent No.1 was a lady of religious nature. Her original name was Indu Arora. She was inducted into service of religion by her Guru by spiritual conversion and she was serving Satsang Bhawan, Chhannu Mal Street. Muktsar. .She was having savings bank account with the State Bank of India, Muktsar Branch (respondent No.9).