(1.) Challenging the charge memo dtd. 13/4/2013 and the second show cause notice dtd. 10/3/2015, the petitioner has preferred the above writ petition.
(2.) .The petitioner joined the respondent Bank as a Clerk on 11/11/1982 and upgraded as Senior Assistant in the year 2001. He was posted to work as a Special Assistant at Erode Branch from 2008 to 2010. Thereafter, he was transferred to Bhavani Sagar Branch. According to him, his sister-in-law's son one R.G.Deivasigamani, who was a non-resident Indian, applied for Housing Loan at Erode Branch, for a sum of Rs.35.00 Lakhs. He has given a Letter of Authority for the purpose of disbursement of loan amount into the Savings Bank account of the petitioner's wife by name V.Neelambal. According to him, the Field Officer, instead of opening of loan account in the name of R.G.Deivasigamani, opened a loan account in the name of petitioner's wife and a sum of Rs.25.00 Lakhs, which was disbursed towards housing loan, was credited into the Savings Bank account of the petitioner's wife V.Neelambal. The amount was withdrawn from that account and utilized for the construction work. Thereafter, on 2/9/2008, the Field Officer opened another loan account in the name of R.G.Deivasigamani. However, the loan account which was opened in the name of petitioner's wife was not closed. The said R.G.Deivasigamani repaid the loan in installments @ Rs.50,000.00 every month.
(3.) .During the inspection of the Audit party, an objection was raised in the audit report against opening of the loan account in the name of V.Neelambal, on 10/9/2009. Thereafter, the respondent Bank closed the loan account of V.Neelambal on 22/3/2011 and transferred the balance loan amount to R.G.Deivasigamani's account. On 12/3/2012, a show cause notice was issued to the petitioner calling for his explanation. The petitioner submitted his explanation on 16/4/2012 clarifying the situation. However, without considering the explanation, the respondent has issued the impugned charge memo dtd. 13/4/2013 and ordered for an enquiry on 24/5/2013.