LAWS(KER)-2014-2-45

ROSAMMA JOSEPH Vs. STATE OF KERALA

Decided On February 21, 2014
ROSAMMA JOSEPH Appellant
V/S
STATE OF KERALA Respondents

JUDGEMENT

(1.) Crl.M.C. No. 5651/2013 was filed by the counter petitioners in Crl.M.P. No. 498/2012 on the files of the Chief Judicial Magistrate Court, Kottayam, to set aside the order passed thereon under Section 482 of the Code of Criminal Procedure.

(2.) Crl.M.C. No. 1041/2014 was also filed by the counter petitioners in CMP. No. 132/2012 on the files of the Chief Judicial Magistrate Court, Palakkad, to quash the order passed thereon under Section 482 of the Code of Criminal Procedure.

(3.) In both these cases, the 2nd respondent Bank filed application before the Chief Judicial Magistrate Court in respective places seeking assistance to get delivery of the secured interest invoking Section 14 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (hereinafter referred to as 'the SARPAESI Act'). In both these cases, properties of the petitioners were mortgaged to the banks as security for availing loan and they have committed default. Thereafter, notice under Section 13(2) of the SARFAESI Act was sent to them. Since they have not sent any objection or paid the amount within the specified time provided under Section 13 of the Act, they filed applications seeking assistance of the Chief Judicial Magistrate to take possession of the property secured. The learned Chief Judicial Magistrate after satisfying the contents of the applications and the documents produced, appointed an Advocate Commissioner to take possession of the property and deliver the same to the bank. The action of the Chief Judicial Magistrate appointing Advocate Commissioner to deliver the property is being questioned before this Court by the petitioners in both these cases.