(1.) The short question that arises for our consideration in this appeal and cross objections are:
(2.) Miscellaneous Appeal No.103088/2015 is filed by the insurer and M.F.A.Crob.100197/2015 is by the claimants against judgment and award passed by Senior Civil Judge, Saundatti, in M.V.C.No.2520/2013 dated 16.06.2015.
(3.) We have heard arguments of Sri G.N.Raichur, learned counsel appearing for insurer and Smt.Shaila Bellikatti, learned counsel appearing for claimants. Perused the records secured from tribunal.