(1.) Insurer as well as the claimant are before this Court challenging the judgment and order passed by the Motor Accident Claims Tribunal, Chitradurga (the 'Tribunal' for short) in MVC No.191/2010.
(2.) Briefly stated the facts are:
(3.) Learned counsel, Smt.Renuka appearing for the insurer, is assailing the impugned order mainly on three grounds: