(1.) These appeals arises against the judgment and award dtd. 10/1/2020 passed by the Principal Senior Civil Judge and Addl.MACT, Udupi (for short 'Tribunal'), in MVC No.256/2018. MFA.No.3886/2020 is filed by the insurance company and MFA.No.4216/2020 is filed by the claimants.
(2.) For the sake of convenience, the parties are referred to as per their rankings before the Tribunal.
(3.) Both these appeals arises out of common judgment and award. Therefore, they are taken up together for disposal.